Fair Credit: The Customer Commitment

CIG Financial is committed to making quality automotive credit services available to all applicants on an equal opportunity basis. CIG Financial has adopted a Fair Credit Policy that affirms our commitment to comply with laws, rules, and regulations that govern credit transactions.

These laws apply to all vehicle sales and leases.  The Equal Credit Opportunity Act (“ECOA”) requires equal treatment of all credit applicants and prohibits discrimination on the basis of:

  • Race
  • Ethnicity
  • Color
  • Marital status
  • National origin
  • Religion
  • Sex
  • Age (provided the applicant has the legal capacity to enter into binding contracts)
  • Receipt of income derived from any public assistance program
  • Exercise in good faith any right under the consumer protection laws.

Some states have adopted laws that further prohibit discrimination on the basis, such as:

  • Familial status
  • Disability
  • Sexual orientation
  • Military service

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